Pennsylvania & New JerseyMortgage Expert
Self-Employed, FHA & First-Time Buyers
Specializing in PA and NJ mortgage programs for self-employed borrowers, FHA buyers, and first-time home buyers.Bank Statement & DSCR Loans with best rates — including Poconos investment properties.
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Why Choose Us - Specialized Mortgage Solutions
Access to multiple lenders nationwide with local PA/NJ knowledge to secure the best possible rates and terms
Self-Employed Specialists
Bank statement loan programs tailored to irregular income with expert income structuring and faster approvals.
- Bank statement programs
- Flexible documentation
- Non-traditional income streams
FHA Loan Expertise
Competitive rates, lower down payments, and guidance through FHA appraisal and underwriting requirements.
- Aggressive pricing
- Flexible guidelines
- Down payments as low as 3.5%
DSCR Investment Loans
Specialized in Poconos investment properties with DSCR loans designed to maximize cash flow and profitability.
- Cash-flow focused
- Poconos market expertise
- Multi-property scenarios
Serving Pennsylvania & New Jersey
Local market knowledge for Philadelphia, Pittsburgh, Newark, Jersey City, Suburban NJ, Allentown, Reading, and surrounding areas.
Pennsylvania Markets
Philadelphia, Pittsburgh, Allentown, Reading, Poconos region, and all surrounding PA areas
New Jersey Markets
Newark, Jersey City, Suburban NJ, and all high-potential NJ locales
Poconos Investment Focus
Special emphasis on the Poconos investment market and mountain-area rental properties
Gregory Vassilatos
20+ Years Experience
Over 20 years of experience delivering fast approvals, transparent pricing, and personalized guidance for complex mortgage scenarios.
I handle situations other banks can't, including self-employed income gaps, unique credit situations, and non-traditional income streams.
How We Help By Borrower Type
Tailored solutions for every unique situation with multiple lenders and robust shopping for optimal terms
Self-Employed Borrowers
Doc-heavy but flexible, bank statement programs that reflect real cash flow, faster approvals, expert income structuring.
- Bank statement loan programs PA & NJ
- Self-employed mortgage specialists
- Non-traditional income documentation
FHA Borrowers
Competitive rates, lower down payments, and guidance through FHA appraisal and underwriting requirements.
- FHA loan PA & NJ expertise
- Best mortgage rates PA & NJ
- Aggressive pricing and flexible guidelines
First-Time Home Buyers
Education-first approach, clear timelines, and step-by-step roadmaps to homeownership.
- First-time home buyer PA & NJ programs
- Step-by-step guidance
- Clear timelines and education
DSCR/Investment Buyers
DSCR loans designed for rental income profitability, with streamlined approval for multi-property scenarios.
- DSCR loan PA & NJ specialists
- Investment property loan PA & NJ
- Poconos investment properties focus
Schedule Your Free Consultation Today
Start securing the best rate with a lender partner you can trust. 20+ years of experience delivering reliable, transparent mortgage guidance.
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